Fall fashion 2010: What to splurge and what to save on | Fashion advice from The Closet Coach

The camel coat is a Splurge for Fall 2010, especially this one by Philip Lim

Can it really be September already?

Although temperatures may still be scorching in many parts of the country, the turn of the calendar–and the hefty thud of the September issues landing in your mailbox–means it’s time to think about updating your fall wardrobe.

Of all the trends coming out for Fall 2010, what’s worth spending on, and where should you save our money?

Here are my picks for what to splurge on–and what to save on.

Splurge

Spend your money on the trends that will outlast this season and form the foundation of a lifelong wardrobe–and where the difference high-quality makes is greatest, like outerwear and footwear. Look for the best materials and construction you can afford. You’ll more than get your money’s worth.

Camel coat. Camel is everywhere this season, but it’s also a classic you can wear time and again. Make sure yours is cut lean with a slight nip at the waist to avoid looking big and bulky.
Flat boots. Another trend that will be useful for years to come. And let’s face it, they’re just easier to walk in. When there’s snow and ice on the ground, are you really going to try to hike through it in 3-inch heels?
Belted trench. I’ve sung the praises of my own trench coat, so I can vouch for the long-term wearability of a trench, another classic coat style like the camel coat.

Save

Save your pennies when purchasing trends that will be tucked away again next year, or where better quality doesn’t make an obvious difference. Hermes aside, a scarf is a scarf.

Animal print accessories. Sure, they come in and out of season several times over the years, but why spend a lot on something fun? A zebra-print bangle or a leopard-print scarf from a mass-market store will work just as well as its pricer cousin. I have just such a scarf that I’ve worn plenty over the years, and it came from Claire’s.
Metallic fabrics. Assuming you can even pull off this look, it’s bright and flashy, so cheaper is practically better. And it’s hard to imagine you’ll be wearing it again any time soon.
Cargo jeans. Another look that only works for a few body types (who really wants to add width to their thighs with pockets?), this one practically screams trendy and it won’t be long before it seems terribly dated. Look for cargo jeans at stores like Old Navy or Express, if you must.
Ruffle front shirt. It’s such a prominent style that once it’s out, it will truly be out for a good while. And a decent version now can be found at such chains as H&M–or even in vintage clothing shops.